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159% increase in annual income for farmers
01The need and the opportunity
Help people earn more, and keep progressing.
A livelihood is more than a job. It is a pathway to lasting economic mobility.
Nine in 10 Indians work outside the formal economy. They run a farm, a stall, a small business. All on their own determination.
What's missing is a ladder of opportunities to help them build a livelihood and earn better.
People often receive support one rung at a time: training without a job, credit without market linkages, a government scheme without the help needed to enrol. Each rung exists on its own,
they need a ladder to bring them together.
Millions are climbing it now, toward one outcome: an irreversible increase in income.
Samhita-CGF has built this ladder, rung by rung, for 17 years
We bring together skills, jobs, enterprise support, finance, markets, social protection, health and climate resilience. So climbing one rung puts the next one within reach.
- 17M+
- workers, farmers, job-seekers and entrepreneurs reached through programs
- 250+
- CSR partners & philanthropic funders
- 350+
- implementation and ecosystem partners
- 30+
- government partnerships
- 20+
- financial-institution relationships
- 28
- states and Union Territories
What progress looks like: tap a rung to climb it
- Skilling and Jobs. 682,133+ job seekers accessed skilling and job placement support. 98% placement rate in sample cohorts.
- Entrepreneurship Development. 80,000+ micro-entrepreneurs accessed entrepreneurship support. 147% average income increase for entrepreneurs in sample cohorts.
- Access to Finance. 110,000+ informal workers, job seekers, farmers accessed financial support. 92% repayment rate on returnable grants, seen in sample cohorts.
- Social Security. 206,993 women and farmers accessed social security schemes. ₹5,000–10,000 saved per person yearly, seen in sample cohorts.
- Market Linkages. 100,000+ micro-entrepreneurs accessed market linkages. 147% income increase among sellers, seen in sample cohorts.
- Climate Resilient Livelihoods. 50,000+ workers, job seekers and farmers accessed climate resilience support. 159% average farm income increase among farmers, seen in sample cohorts.
- Health. 5.5 million+ accessed healthcare. Screening camps, treatment linkages and awareness drives, because one health shock can undo years of income gain.
- Education to Employment. 45,000+ students accessed life skills, leadership and career-readiness programs so the next generation starts higher on the ladder.
03The architects of the ladder
Built for partners who want measurable outcomes
Test bold ideas, build evidence, mobilise other institutions and scale what works.
Explore a philanthropic partnership →Strengthen delivery, convergence and implementation at population scale. We build on existing public systems.
Discuss a public-system priority →Reach underserved but viable customers with better preparation. We enable stronger last-mile support, while retaining independent underwriting.
Build an inclusive-finance partnership →Build stronger entry-level and emerging-role talent pipelines, starting with real demand. We support placement and retention through the transition into work.
Build a talent pipeline →04What makes progress last
Three innovations that hold the ladder together
Use flexible philanthropic or CSR capital to prove models, address specific risks and unlock larger pools of public or private funding.
Catalytic Finance. →- Skills, jobs, finance, markets, schemes, health and resilience connect into one structure. One rung leads to the next.
- Verified livelihood progress travels with the person, with consent and for a defined purpose. Every institution meets someone with a track record already in hand.
05See how it gets built
Three ways a livelihood gets built
Pick a starting point. The rungs change with the person, never a fixed program.

Micro-entrepreneur
Runs a home-based or neighbourhood enterprise
What we put within reach: most citizens climb four or five of these rungs, in the order life allows.
- 01Access to FinanceReturnable grant or credit-guarantee backed working capital
- 02SkillingTrade and business-management training for her chosen venture
- 03Enterprise SupportEquipment, packaging, licensing and certification
- 04Social SecurityHealth insurance, pension and children's scholarships
- 05Financial HealthSavings discipline, credit history, long-term investment
- 06Market LinkagesE-commerce onboarding and institutional sales
- 07GrowthHires local workers and expands production
Organisations we are helping build
Alongside our core livelihoods work, we incubate mission-led organisations addressing urgent gaps in India's social infrastructure.
Incubated organisationSamyak
We are incubating Samyak to strengthen urban health systems and improve access to quality care for low-income communities in India's smaller cities.
Learn about Samyak →
Incubated organisationCPMH
We are incubating CPMH to scale effective mental-health solutions. Families get support before a mental-health challenge becomes a lifelong burden.
Learn about CPMH →06Collaboratives we have built
Flagship collaboratives
Some problems are too large for one grant or one organisation. We build the governance, partner coalition, program-management function, technology and measurement needed to make many institutions act as one.

REVIVE.
716,000+ Covid-19 impacted workers and micro-entrepreneurs were supported with income increasing interventions.
- 5
- Anchor Funders
- 24
- Program Funders
- $18.05 Mn
- Funding Mobilized
- 78
- Implementation Partners

India Protectors Alliance.
5.3M frontline healthcare and sanitation workers and community members impacted through vaccines, protective equipment, skills and jobs and government benefits.
- 7
- Anchor Funders
- 52
- Program Funders
- $7.5 Mn
- Funding Mobilized
- 52
- Implementation Partners

Women's Health and Livelihood Alliance.
291,339 women received healthcare information and services, employment and entrepreneurship skills and financial-inclusion support to improve their healthcare and economic progression outcomes.
- 2
- Anchor Funders
- 7
- Program Funders
- $2 Mn
- Funding Mobilized
- 100+
- Implementation Partners

WASH Platform.
$9.7M mobilised across 100+ projects, aligned with India's WASH priorities. Clean water and sanitation, at national scale. Built with the Gates Foundation and 60+ partners.
- 1
- Anchor Funder
- 60
- Program Funders
- $9.7 Mn
- Funding Mobilized
- 100
- Projects

What outcome do you want to create?
Tell us the population, geography or problem you care about. We bring the evidence, partnerships and execution. Together, we build a credible path from funding to measurable progress.








